California and the Gulf Coast are expected to face the greatest impacts, though other regions could also be affected
A potentially powerful El Niño could put homes across the U.S. to the test this winter. California could face atmospheric rivers, flooding and mudslides, while the Gulf Coast may see increased flooding and tornado activity. The Northwest could experience drought and heightened wildfire risk.
Howard Botts, chief scientist at Cotality, told HousingWire that these conditions could expose existing property vulnerabilities. Even homes that avoid direct damage could face challenges with insurance, buyer confidence and resale value.
For homwowners, the takeaway is clear: understand your property’s specific risks and get prepared. Reviewing insurance coverage, drainage, flood exposure and nearby wildfire burn areas can help homeowners make informed decisions before severe weather arrives.